Enter your income and see a comfortable monthly rent range based on the 30 percent rule, plus a quick debt check. No sign-up required to see your result.
The 30 percent rule is a widely used guideline. Your ideal number depends on debts, savings goals, and local rents.
A simple, proven way to keep rent sustainable without stretching your budget.
Take your monthly income before taxes. If you are paid annually, divide by 12. Multiply by your comfort percentage (25 to 35 percent) to get a target rent.
Car loans, student loans, and credit cards reduce what you can safely spend on rent. We subtract a share of monthly debts so the number stays realistic.
Utilities, groceries, savings, and surprises add up. Aiming near 25 to 30 percent gives you breathing room and a stronger rental application.
Get a free, no-obligation rental analysis from a local Intempus expert within 24 hours.
Get a Free Rental AnalysisA common guideline is the 30 percent rule: keep rent at or below 30 percent of your gross monthly income. Many renters aim for 25 to 30 percent so there is room for utilities, savings, and other costs.
The 30 percent rule is usually based on gross income, before taxes. If your take-home pay is tight, base your budget on net income to be safe.
Many landlords and property managers look for gross monthly income of about 2.5 to 3 times the monthly rent. Our screening follows a consistent, documented standard.
If you own a property, request a free rental analysis and a local expert will send a supported rent range within 24 hours.
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